AZDFI Financial Literacy Tip:
Choosing the right home loan is just as important as choosing the right home. Even saving a fraction of a percent on your interest rate can save you thousands of dollars over the life of your mortgage
loan. CFPB's tool will help you prepare for this big decision.
Ultimately, financial responsibility means living within your means, regardless of the level of those means. Take a close look at your financial situation, evaluate your earnings and spending habits, and make the necessary adjustments to obtain financial freedom.