Attention :

The Arizona Department of Financial Institutions is proud to announce our new E-Licensing System .  Our Department will no longer accept paper applications.  To see the requirements for each license type, please click our Industry link above.  All Mortgage Companies and Loan Originators must continue to use the Nationwide Multistate Licensing System.  Due to the transition to our new system, please expect a delay of up to 45 days for license approval.   

HOME OWNERSHIP

Home Ownership

Federal Reserve Mortgage and Foreclosure Resources:  

  • This website provides guides and tips to help choose a mortgage or deal with a foreclosure.

Home Affordable Refinance Program (HARP):  

  • HARP is a federal program of the United States to help underwater and near-underwater homeowners refinance their mortgages.

Making Home Affordable (MHA®):  

  • MHA® was created by the Departments of the Treasury and Housing and Urban Development to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Fannie Mae:  

  • This website provides a variety of resources relating to home ownership and financing.

U.S. Department of Housing and Urban Development (HUD):  

  • This website provides many resources relating to affordable housing, including foreclosure and mortgage rights.

American Association of Residential Mortgage Regulators (AARMR):    

  • AARMR is an organization established to promote the exchange of information and education concerning the licensing, supervision, and regulation of the residential mortgage industry.
  • Mortgage Brochure

CreditSmart® (Freddie Mac Credit Education Curriculum):  

  • As part of its commitment to educate and build sound financial literacy skills among consumers, Freddie Mac developed CreditSmart®, a multilingual financial education curriculum and consumer outreach initiative designed to help consumers build and maintain better credit, make sound financial decisions, and understand the steps to sustainable homeownership.